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Information about our financing options

An easy and safe process you can do from the comfort of your home

Now is the best time to apply for financing and furnish your home.

We’re committed to offering the best service with the best payment alternatives, therefore we invite you to apply to our financing options. 

To begin filling out your application, click here. Later, you must visit your nearest store with your confirmation number to complete your order with one of our representatives. This offer is available exclusively in stores and does not apply to sales online. You can pay from the commodity of your home with Berrios ePay. Click here to access the page. 
Basic requirements to apply for financing:
  • 21 years or older
  • Be a resident of Puerto Rico
  • Have a valid photo identification 
  • Be employed or generating income that can be evidenced
  • Have a permanent or regular employment
  • Work a minimum of 20 hours or more weekly
You can pay from the comfort of your home with Berrios ePay. Click here to access the page.

Available payment methods
  • Visa
  • MasterCard
  • American Express
  • Discover
  • PayPal
Offers or discounts cannot be combined in a single purchase or financing. Financing is valid only for residents of Puerto Rico. Your purchase financing is through Empresas Berríos Inc., with interest rates (APR) ranging from 0% to 34.95% for a maximum term of 60 months. The interest rate is determined based on the credit score. Offer for loans with repayment terms of 42, 48, 50, and 60 months with 0% interest (APR) for customers with a credit score of (0, 0, 0), a minimum financing amount of $3,500.00. Other interest rates may apply depending on the credit score. The base interest rate (APR base) is from 5.95% to 34.95%. The interest rate (APR) is determined based on the credit score. Subject to credit approval. Certain restrictions apply. Discounts for our low prices apply to cash sales and financing through Empresas Berríos Inc. The warranty for items purchased is directly with the manufacturer. Merchandise pickup will be at the Mueblerías Berrios Distribution Center on Carretera 172 Km. 49.7 Barrio Bayamón in Cidra. Items displayed in our showrooms do not include accessories or mattresses. Regular product prices range from $49.00 to $4,999.00, and on special from $46.00 to $4,800.00. You will also be required to show your valid government-issued driver's license or another photo ID, a recent utility bill (light or water), and recent income evidence. Information collected by Empresas Berrios Inc. will be kept confidentially according to privacy laws. These and other offers are subject to changes in their terms and conditions or until the available items are sold.